hire purchase products

• Allows you to eventually own the asset but pay for it over the useful life of the machine out of the revenue it generates
• Payment structure can be matched to cash flow and depreciation
• Fixed capital for budgeting with the option of either fixed or variable rates of interest
• Allows claiming of annual investment allowance to offset against tax on balance sheet funding

lease products

• Funder retains ownership of the asset but possible opportunity to sell the asset and retain the majority of the proceeds
• Payment structure/rentals can be matched to cash flow
• Secondary period rental option in all contracts 
• Rentals are tax deductable
• Unlike a bank overdraft not repayable on demand